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Case one:
Mr. Wong is the owner of a small and medium size furniture manufacturing
shop had experienced of a client running away with the goods without
fulfilling the payment. Mr. Wong failed to trace him and had to write
off the bad debt causing a lot of damage to his company. He joined
as a member of CreditCheck.com.hk and did a search on the debtor and
there were records showing that the debtor had been sued for several
times on various occasions. He exclaimed that he would not provide
any credit to that debtor should he have known of such services before.
The information provided would help him to consider whether he would
provide credit facility to his potential clients or not. Particularly,
it would be useful for conducting credit reference check on new clients
and his employees.
Case two:
Ms Mandy Chow, Assistant Manager of a Finance Company said that
the CreditCheck.com.hk could provide her company with instant reference
information to verify the credit background of their applicants for
lending facilities. Although it is very common that there are records
of the same names of the applicant; however, with such reference,
it would enable the company to conduct an interrogation on the applicants
by confronting them with the case. Most of the time, the applicants
would admit that they had not provided the full details of their debt
and credit situation to the company. By doing so, the service has
offered a very significant help to the company in deciding whether
to offer a loan facility to the applicant or not.
Case three:
Mr. Francis Lee, a businessman, joined the CreditCheck.com.hk as a
public member. He has an apartment for rent. He was approached by
a potential tenant for renting his apartment. Mr. Lee then conducted
a search on him and discovered that there was a record in the system
indicating that he had been sued for not paying rent on several occasions
by his previous landlords. Mr. Lee therefore decided not to take the
risk in renting his flat to him saving the trouble of recovering the
flat in future.
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